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Political

I agree with the communism sentiment. A class of wealthy and powerful elites that do a lot of wealthy and powerful elite stuff will inevitably draw questions like, "Why do they get lavish parties while I can't make rent?" The poor farmers and factory workers will eventually start talking and when they talk they start to notice holes in their governing philosophy that allows the existence of this wealthy elite class. That said, you don't have to fully lean into the whole communist revolution thing but that kind of sentiment will inevitably show up.
 

Fidel

Troubadour
The problem i have it is a key detail but I'm trying to trim down my ideas in my novel not expand them In my novel if I go to deep with a plutocracy then it will take away from my main journey. But I keep growing expanding it then have to trim it down again in cycles lol
Ah, the eternal struggle of world-building vs. plot focus! It’s so easy to get lost in the details, especially when they’re as cool as a plutocracy. But you’re right, if it doesn’t directly serve the main journey, it’s probably worth trimming. Maybe keep just enough to hint at the plutocracy’s influence without diving too deep. Let the world feel alive, but don’t let it steal the spotlight from your characters’ story. You’ve got this!
 

Fidel

Troubadour
I agree with the communism sentiment. A class of wealthy and powerful elites that do a lot of wealthy and powerful elite stuff will inevitably draw questions like, "Why do they get lavish parties while I can't make rent?" The poor farmers and factory workers will eventually start talking and when they talk they start to notice holes in their governing philosophy that allows the existence of this wealthy elite class. That said, you don't have to fully lean into the whole communist revolution thing but that kind of sentiment will inevitably show up.
Yeah, it’s hard to ignore the tension when there’s such a stark divide between the haves and have-nots. Even if you don’t go full communist revolution, that kind of inequality is bound to stir up some unrest or at least spark conversations among the lower classes. It’s a natural consequence of any society with a wealthy elite people notice, and they talk. How you handle it in your story could add some great depth and realism!
 

Miles Lacey

Archmage
The problem i have it is a key detail but I'm trying to trim down my ideas in my novel not expand them In my novel if I go to deep with a plutocracy then it will take away from my main journey. But I keep growing expanding it then have to trim it down again in cycles lol

You don't need much detail to show that a society is run by plutocrats. The main character looking for a crossed staffs logo because it's the logo of a chain of shops that sells magical artefacts, the son of a plutocrat getting let off by the town guards or police for a crime that would get most people arrested or the main character working in the home of a minor plutocrat would do the job just as well.
 

Dylan

Troubadour
Political power grows from the barrel of a gun. Some here may not that is not entirely original.

In one regard, plutocracy is everywhere, since the term merely means rule by the wealthy. I cannot think of an example where those who ruled were not also wealthy, though one could probably have a spirited conversation about what "rule" means. And what constitutes wealth.

I think you need to be clearer in your own mind on both counts. Do those who rule in your world have absolute, tyrannical, utterly efficient power? Or are they merely the richest, but other entities contend with them? Does your story emphasize the power or the wealth?

Your question, as posed, admits of a wide array of replies.
You’re right, plutocracy is everywhere, but the nuances of power and wealth make it fascinating. Defining what “rule” and “wealth” mean in your world is key. Is it absolute tyranny, or a messy balance of power? Does the story focus on the raw power of the elite or the struggle against their wealth? The answers shape everything.
 
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